What is Credit Insurance

Credit insurance protects your business from non-payment of commercial debt. It makes sure that your invoices will be paid and allows you to reliably manage the commercial and political risks of trade, resulting in safer and more strategic accounts receivable management.

While credit insurance indemnifies losses incurred if your customers fail to pay trade debts, the ultimate goals of our credit management services are to help your business avoid catastrophic losses and grow profitability. The key is having the best information about companies, sectors and economic trends in order to make informed credit decisions, minimize losses and expand into new markets. 

Trade Credit Insurance Process

Euler Hermes analyzes the creditworthiness and financial stability of your insurable customers and assigns them a specific credit limit, which is the amount we will compensate if that customer fails to pay you. 

 

Accounts receivable typically represents 40% of a company’s assets, a vital component of a healthy business.

Credit insurance can help you: 

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Grow sales safely, domestically and abroad, to new and existing customers

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Gain a competitive advantage in exporting by offering safe, open terms overseas

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Improve the efficiency and results of your credit management department

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Reduce bad-debt reserves

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Obtain greater access to bank financing, often at more favorable rates

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Protect your business from the risk of customer default and catastrophic loss

Have a credit insurance expert contact you